Chen Fang naturally saw the document at the company: “Second Aunt, forgive me for being frank, the management of this shoe factory has not kept up with the pace of the times, and bankruptcy is inevitable.”

How could I possibly approve such a document when Li Guokai was not around? If Zhang Shuyuan was willing to remove the pests in it, we could still talk about it.

Zhang Shuyuan felt a little reluctant: “So let it go bankrupt? This is the hard work of my parents…”

You have to know that Li Guokai was able to make a fortune thanks to the help of his mother’s family.

Chen Fang thought for a moment and said, “Second Aunt, since it is the hard work of your parents, I think we can help, but some of the people in it must be replaced… The pace of development is very fast now, and there is no hope if you can’t keep up with the development of the times.”

“This…..in other words, you are willing to help?”

Zhang Shuyuan could know about the affairs of Rongkai Group, but she couldn’t intervene.

“Yes, I can agree to this. In fact, I can let cousin Minghao go to the shoe factory… I know something about your family’s past, and this is a good opportunity…”

“I’ll think about this later.”

Zhang Shuyuan really wanted to agree, but thinking of Li Guokai’s condition, she decided to wait and see the situation. As a member of the Zhang family, she naturally did not want the shoe factory to go bankrupt. How would she go to the underworld to see her parents after her death?

After the meal, several people left one after another. In fact, only Su Yuancheng and his daughter left. When Li Mingjie went to pay the bill, he used Zhang Shuyuan’s card. He himself had no money at all.

Downstairs in the hospital, Chen Fang looked at Li Mingjie and said, “Shall we talk?”

Li Mingjie laughed at himself: “I’m a loser, what’s there to talk about?”

He now only regretted why he hadn’t asked his cousin Chen Fang more questions. He had lost everything in the stock market and now owed hundreds of millions… If he couldn’t pay it back, his life would be ruined.

“Don’t say that. You have advantages and disadvantages… You are just too arrogant. You should know that being too strong will lead to failure. Although I buy stock indexes in the stock market, I will not borrow money to speculate in this area. Even if I use leverage, I will control the risk to the minimum.”

Li Mingjie sighed: “Alas, now that we have lost, nothing we say will be of any use.”

To use the words of later netizens, as long as you make hundreds of millions, then even your farts are justified.

Seeing Li Mingjie like this, Chen Fang didn’t want to continue talking to him. He didn’t know why this guy lost. He was born in Hong Kong and went short. It would be strange if he didn’t lose.

If it weren’t for the fact that he was Li Guokai’s biological son, Chen Fang would not bother to talk nonsense to him.

I went up and had a conversation with Li Guorong. Of course, it was about Li Yi’s matter, but I didn’t mention him borrowing money. It’s better to have less trouble now.

As soon as I left the ward, I saw Li Mingsi. He said “huh” and went to find Zhang Shuyuan.

She has already prepared a surprise for Chen Fang. As for what the surprise is, it is that Li Mingsi has gone to act as a source of information.

That night, TBB and ATT simultaneously broadcast a news story: According to sources, the chairman of Rongkai Group has recently been diagnosed with leukemia and is receiving treatment in the hospital.

Chen Fang at home couldn’t figure out who the person behind this news was. Leukemia can be fatal. If Li Guokai has this disease, the bank must be worried.

Zhang Shuyuan was also shocked when she learned the news in the hospital. Everyone at the hospital had signed a confidentiality agreement, and the few doctors and nurses who knew about the incident could not leave the sight of the Li family’s bodyguards.

Of course, Zhang Shuyuan also prepared huge checks for these doctors and nurses. Logically, doctors and nurses are not allowed to leak secrets. After knowing the news, Zhang Shuyuan immediately called the bodyguard captain to inquire about the matter.

The bodyguard captain immediately assured: “Madam, the doctors and nurses have not left our sight these days, let alone contacting reporters…………”

“I know, you go down and do your work.”

Zhang Shuyuan also felt that this couldn’t be the case, but she had to investigate further… There were not many people who knew about the situation, and even the top executives at Rongkai Group didn’t know the details.

Chen Fang immediately called to inquire, and finally with the help of the bank he found out that the person who leaked the information was Li Mingsi. At this time he could hardly believe his ears.

Is this woman a fool? Doesn’t she know the consequences of doing this? Could it be that Li Mingsi was picked up on the street?

No matter what, I have to go find Zhang Shuyuan to discuss it now.

I estimate that some banks will come to collect the debt tomorrow. There are many uncertainties here and it is impossible for the banks to take the risk with me.

When they arrived at the hospital and saw Li Mingsi’s smug look, Chen Fang walked over and started teasing him.

Li Mingsi covered his face and said, “Are you crazy? Why did you hit me?”

She didn’t realize the harmfulness of this matter at all. She just wanted to create some trouble for Chen Fang. Isn’t he the acting president of the company now? Now that something like this has happened, let’s see how he will explain it to his parents.

“I’m not going to hit you lightly. If it weren’t for the elders, you would have been in trouble today.”

Zhang Shuyuan and the others looked at each other, and then she asked, “What is going on?”

“Second aunt, you don’t know yet… the news on the evening news was leaked to the media by her. Wait… and see how many banks will come to collect debts tomorrow.”

Zhang Shuyuan couldn’t believe her ears. The person who leaked the information was actually her own daughter. No wonder there was no result after all the investigation.

“Is this true, Mingsi?”

Seeing her mother’s expression, Li Mingsi suddenly became scared and lowered her head, not knowing what to say. Looking at her like this, even a fool would know what was going on.

Li Mingjie said: “Do you know the consequences of this? The economy is already in recession, and this will throw the company into chaos.”

Zhang Shuyuan wanted to go up and slap her daughters again, but what was the use?

This is actually a disadvantage brought about by high debt. If Li Guokai, the actual controller, has problems, who will inherit the company? No one can tell how many variables there are in this.

Li Mingsi wanted to argue: “I just wanted to dislike him and create some trouble for him. Who knew it would turn out like this?”

Zhang Shuyuan said coldly: “Minghao, take your sister away…”

“Oh okay, I know.”

Then Li Minghao didn’t care about anything and directly pulled Li Mingsi away to avoid him staying here and being beaten again.

To be honest, he doesn’t know what’s going on in his sister’s mind right now.

Chapter 641: Stabilize the group, Li Jiaxin calls.

With the departure of Li Mingsi, the people who stayed here were all staring at each other in amazement. Now let’s not worry about what Li Mingsi’s purpose was, but to see if there was any remedial measure.

“Aunt, this is what I think. Our two companies should just sign an agreement… The investment company is willing to provide Rongkai Group with an interest-free loan of up to 200 billion Hong Kong dollars…”

Zhang Shuyuan and Li Mingjie were both stunned. They didn’t expect Chen Fang to be willing to provide such a great help. What they were worried about, after all, was money… A bank is a financial institution, not to mention its risk control.

Whenever it sees risks in a loan, it will immediately call back the loan in advance.

In fact, there is actually no big problem with the bank’s practice of collecting umbrellas when it rains and giving them out when it is sunny, because when the loan is facing the risk of being irrecoverable, the bank will inevitably choose to recover the loan, and there is nothing wrong with writing this content in the contract.

Putting away umbrellas on rainy days is actually the self-protection instinct of capital. It is very realistic and utilitarian. Capital itself is cruel, and no one can say anything about it.

Li Yi was secretly amazed at the side, as the things his cousin was talking about were all big businesses worth tens of billions.

Zhang Shuyuan was stunned for a moment, then said: “Thank you so much, Chen Fang. Forget about the interest-free thing, let’s just follow the bank’s interest rate. A little more is fine…”

Li Mingjie was also deeply moved. After all, this was Li family’s business and had little to do with Chen Fang. He was willing to help with all his strength… Li Mingjie even doubted whether what he did before was right. He only cared about money and ignored the feelings of his family.

Especially the feelings of his biological father Li Guokai, this was the first time that Li Mingjie began to reflect on himself.

“Let’s talk about the interest later. I’ll have the lawyer draft an agreement later. I guess the CFO has already received a collection call from the bank.”

Zhang Shuyuan just smiled. She knew the nature of banks and it was normal for them to call and ask for money.

Fortunately, the assets of Rongkai Group are healthy, and Hong Kong’s economy will only get better and better in the future. There is no risk in this money. Li Guokai in the ward will recover soon, and then it will be time for him to show his talents.

Soon, under the witness of a lawyer, Zhang Shuyuan signed an agreement on behalf of Rongkai Group and Chen Fang. Because she is also a shareholder and she is the agent for Li Guokai’s current shares, the agreement will only be valid if Zhang Shuyuan signs it.

After dealing with these things, Zhang Shuyuan finally breathed a sigh of relief and asked Li Minghao to bring Li Mingsi over. She just wanted to ask her daughter what was going on in her head.

“Mingsi, let me ask you, why do you do this?”

Facing everyone’s gaze, Li Mingsi lowered her head, not knowing how to answer. She was just unhappy with Chen Fang and wanted to create some trouble for him, but she forgot that Rongkai Group belonged to their family.

“Do you know what the consequences of this are? If the bank really withdraws the loan, even if our family can recover…it will be seriously damaged.”

Zhang Shuyuan became more and more angry as she spoke, and she really wanted to slap her daughter twice, but Li Guorong spoke up: “Forget it, let’s wait until Guokai wakes up before we talk about this.”

Since he, as the eldest brother, has spoken, Zhang Shuyuan naturally won’t say anything more.

Chen stayed here for a while and then prepared to go home. He had more important things to do tomorrow. In fact, Li Mingjie wanted to go to the company at this time, but he couldn’t say it out loud.

I left the group in such a high profile, I would probably be laughed at if I go back now.

Zhang Shuyuan directly booked a floor in the hospital, and the Li family lived and ate there. This is the magic of money, especially in Hong Kong, a place with a capitalist system.

When Chen Fang went to work the next day, the financial director came in to report on his work.

“President Chen, from yesterday to this morning, seven banks have called to inquire about the chairman’s condition, and four of them have openly or covertly expressed the hope of early repayment…”

After the CFO finished his report, he looked at Chen Fang nervously to see if the acting president had any ideas.

“How much loans do the four banks have in total…”

“The total short-term loans of these four companies are HK$8 million, and the total loans are HK$32 billion…”

As a financial director, she naturally has to be familiar with these figures. Otherwise, if she doesn’t know the numbers when her boss asks her, her job will be over.

In later generations, many state-owned enterprises and units within the system were like this. They were clueless about key figures, and it might even take several days to check before getting results, which were often wrong.

“We called these four banks, and they settled the HK$32 billion in full, and announced that they would never cooperate with us again.”

If you don’t teach these people a lesson, they will think you are easy to bully. Hong Kong’s economy is sluggish now, so naturally there are few companies that are willing to lend money, especially high-quality companies like Rongkai Group. They really think we are easy targets.

“This… President Chen.”

“That’s to do.”

“Yes.”

The financial director did not dare to hesitate any longer and went out to handle it. Although he was acting president, he still had the same rights as the president.

Not long after the CFO left, the president’s assistant came in and said respectfully, “President Chen, reporters from ATT and TBB TV stations have arrived in the reception room. When do you think we can meet them?”

“Going right now.”

Chen Fang straightened his clothes, stood up and walked towards the reception room.

In the corridor, Chen Fang said, “Remember to clean the chairman’s office every day. Don’t let the chairman come back and see it’s dirty. That would mean you’re not doing your job well.”

“President Chen, there is someone to clean every day.”

After entering the door, Chen Fang first gave each of the two reporters a red envelope, and then told them the news of the loan agreement. Of course, he also took photos of the copies for them.

Both of them were very surprised. Although they knew that Chen Fang himself might help Rongkai Group, they did not expect that it would be full-strength help. Now those people in Hong Kong who were ready to laugh at the joke will probably have to shut up.

Within ten minutes, TBB and ATT simultaneously reported the news: “We just received news from Rongkai Group that Chen Fangqi has signed a loan agreement with Rongkai Group, indicating that he will provide Rongkai Group with an interest-free loan of at least HK$200 billion… Rongkai Group said that the group has sufficient liquidity… Chen Fangqi also reiterated that he does not rule out the possibility of further supporting Rongkai Group.”

Only then did the financial director understand what Chen Fang meant. He felt relieved and thought to himself that being rich is awesome.

The first batch of 50 billion Hong Kong dollars has already arrived in the company’s account, and now the four banks are regretting their decision.

Originally, they thought that Chen Fang was just the acting president and it was impossible for him to put in much effort to support Rongkai Group. They didn’t expect that this guy was risking his life. It seemed like he could even invest all the 400 billion he had earned.

The head of a bank immediately said, “Director Zhu, these are all misunderstandings. Our bank still wants to continue cooperating with Rongkai Group. You can continue to use the loan.”

The other three banks also expressed the same view. It is obvious that Rongkai Group no longer has a liquidity crisis. Anyone who calls for early repayment of the loan is a fool. They can still earn some interest by continuing to lend, and they can continue to cooperate with Rongkai Group in the future.

The financial director also became tough at this time, thinking of what Chen Fang had just said: “Forget it, your bank’s threshold is too high, our Rongjia Group is not worthy of it.”

These four are medium-sized banks. There are dozens of such banks in Hong Kong, so they become the chickens that Chen Fang wants to kill.

In the end, the people from the four banks had to leave Rongkai Group in disgrace. This scene was naturally captured by reporters from the two TV stations. This was the first time that people from a bank were seen being humiliated in front of someone else.

In the past, I only saw people who took out loans being kicked out of banks, but now for the first time I see people from banks being kicked out.

Today’s news has further increased buyers’ confidence in Rongkai Group. Although the economy is currently in recession and there are fewer people speculating in real estate, there are still many people who have real needs, and Rongkai Group has become their first choice.

After handling these matters, Chen Fang signed some documents. At this time, the assistant walked in and said, “President Chen, there is someone named Cui Baiquan who wants to see you…”

“Cui Baiquan?”

“Yes, he is the chairman’s henchman…”

The assistant saw that there was no outsider here, so he spoke without any scruples. Besides, Cui Baiquan was originally Li Guokai’s henchman, so his life was very difficult at this time.

In the drama, it was Li Guokai who gave him a bowl of rice to eat in the end. The main reason was that this guy knew how to behave and do things. He could handle many things beautifully. It was also his help that he was able to find Li Guorong.

“Then let him in.”

After a while, Cui Baiquan appeared. Although he looked haggard, he still had a smile on his face. When he saw Chen Fang, he immediately said with a smile, “Mr. Chen, hello. I am Cui, a friend of Mr. Li Guorong and Mr. Li Guokai…”

In this world, Chen Fang arrived in Hong Kong first, so no one has seen him in Beijing or Hong Kong.

Chen Fang waved his hand: “Hello, Mr. Cui, please take a seat. We are all from the mainland, so don’t be so polite.”

“Okay, okay, I’ll do as you say.”

Cui Baiquan breathed a sigh of relief. Just by hearing this sentence, he knew that Chen Fang was a good person, at least not like Li Guokai’s second son Li Mingjie.

In the past, Li Mingjie looked down on Cui Baiquan and even scolded him several times… Actually, if you think about it carefully, this is normal. Li Mingjie is such a proud person, how could he look down on Cui Baiquan, a flatterer?

The assistant also brought coffee at this time, and Cui Baiquan immediately stood up and said thank you.

It’s not that he is polite, but he knows that people around important people should not be offended. This has always been his standard in life.