Film and television urban drama starts from Nothing But Thirty
Page 115
“Sister Yin, I guess you’re still here. Why don’t we go shopping? I guess you haven’t been out shopping in all these years! I’ll take you there today, and as your brother, I can give you a few gifts as well, how about that?”
Xie Jiayin was quite tempted by Chen Fang’s proposal. To be honest, she hadn’t gone shopping or eating with a man for many years, so she agreed immediately.
The two of them went out shopping happily. Chen Fangxin said, “It seems that the plan has been successful again. Xie Hongzu, I will be your father soon. My good son, just wait for it!”
…..
On the other hand, after consulting Chen Fang on stock trading operations, Jiang Pengfei started borrowing money everywhere to increase leverage. The result is naturally self-evident, and he lost a lot of money.
Now he is in a state of panic all day long and has become addicted to gambling. Having learned the “experience” of Chen Fang, the stock god, Jiang Pengfei firmly believes that as long as he increases his investment, he will be able to turn things around and make a lot of money.
Jiang Pengfei thought for a long time. In the drawer where his mother kept the property certificate, all the idle houses outside were lost by him. Now there is only one property certificate left in the drawer, which is also the most valuable one. It is the western-style building on Fuxing Road where he and his family live now.
Unless he had no other choice, he would not be willing to mortgage his house even if he was a spendthrift. So at this moment, Jiang’s father was very conflicted, should he take this gamble?
After hesitating for a long time, his gambling instinct finally overcame his reason! He still had the inertial thinking of a gambler, thinking that he would definitely win the next time. Now Jiang Pengfei is no longer a leek, but has become a gambler.
But he couldn’t get any money for the mortgage at the moment. Who should he ask? How could he mortgage his house for more than 2000 million? Who has so much cash? That’s right! Jiang Pengfei patted his head.
Isn’t there the stock god Chen Fang? There are more than 30 million in his account, which can be used as collateral for Chen Fang!
So without hesitation, he took out his cell phone and called Chen Fang.
Chen Fang and Xie Jiayin are shopping here. Xie Jiayin is very happy today. The unhappiness in the morning has long disappeared. Chen Fang took her to buy some bags and other things. These things are nothing to Xie Jiayin.
But this was the first time a man had given her something in many years, and it was also a man in the company. How could he give her something? Isn’t this courting death? Most of the partners have families, how could they pursue her!
“Xiao Chen, I’m sorry for making you spend money today. I’ll treat you to a meal at my home some other day!” Xie Jiayin was really happy. She was thinking about whether she should buy a nice watch to give back to him. As for giving the money to Chen Fang, she had never thought about it. She knew that Chen Fang was wealthy enough to afford it, but she still had to understand the etiquette of reciprocity!
“Sister Yin, as long as you are happy, that’s life! A happy day is a day, and an unhappy day is also a day! Everything will be fine if you are in a good mood!”
Xie Jiayin nodded, obviously agreeing with Chen Fang’s words! She didn’t care about her son’s troubles anymore, as long as Xie Hongzu didn’t get angry with her!
At this time, Chen Fang’s cell phone rang. Seeing that it was Jiang Pengfei again, he knew that he was looking to borrow money from him!
After hanging up the phone, as expected, Jiang Pengfei wanted to meet me, saying that he had something to discuss. Most likely, he lost money in stock trading and wanted to borrow money to cover his losses. He could lend me money, but he had to have collateral!
“Sister Yin, I have something else to do so I’ll leave! How about I go back first?” It was obviously impossible to take down Xie Jiayin today, so we had to do it step by step! Anyway, Chen Fang was set to be Xie Hongzu’s father.
“Xiao Chen, you go and do your work first. I’ll ask the driver to take you there!” When they went out, they both rode in the same car. At this time, Chen Fang could only take a taxi or ask someone to take you there.
“Sister Yin, that’s not necessary! I’ve asked the driver to pick me up, you can go back first!” Chen Fang actually saw Xie Jiayin’s reluctant look. Is his charm so great?
As for the claim that Xie Jiayin was bought off with just these gifts, that was nonsense! The Xie family was a wealthy family after all, how could they have seen these things? That meant that my strategy was right!
Soon Luo Jiaming drove here. He was very happy about driving.
After getting in the car, Luo Jiaming asked, “Cousin, who are we meeting?”
“An acquaintance, you also know him, Jiang Nansun’s father!”
When the two arrived at the cafe, they saw Jiang Pengfei with a decadent face!
“Uncle Jiang, how did you become like this?” Needless to say, it was all because of the debt collectors.
“Xiao Chen, you’re here! Come and sit down!”
…….
Jiang Pengfei quickly figured out the purpose of coming here, which was to borrow money from Chen Fang to invest in stocks!
“Money? I have money here! If you want to take a chance, I can lend you money. However, my principle is that if I can lend you money, you have to use something of equal value as collateral. Otherwise, how can I feel confident lending you money?”
Chen Fang said with a smile that Jiang Pengfei had been prepared for all this. Chen Fang was not a fool, so how could he lend him money for no reason?
Jiang Pengfei took out the property certificate that he had prepared long ago, which was the small Western-style building where their family currently lived.
“This is an old western-style building built before the liberation. It’s in a great location. You can’t buy it even if you have money. If I wasn’t in urgent need of money, I really wouldn’t want to mortgage it. I will definitely release the mortgage when I make money!”
Jiang Pengfei began to assure that he would make no money at all, and that he would immediately cover his positions after getting the money, and then be trapped and eventually go bankrupt!
“Uncle Jiang, don’t say so much. Just tell me how much money you want to mortgage!” Chen Fang was too lazy to talk to him. As for the interest, Chen Fang didn’t want it. What could that little interest be used for? Chen Fang simply wanted Jiang Nansun to be homeless.
After the recent operations in Special Case A and Hongyan Shares, Chen’s funds in the stock market have reached more than 100 million. These operations are all handy and have been done in Ode to Joy World a long time ago.
Otherwise, I really have no money to lend to Jiang Pengfei!
Jiang Pengfei thought about it and gave a market price for their small Western-style building. The market price was about 3000 million, but he certainly couldn’t borrow so much money with the mortgage.
“Xiao Chen, the market price is 30 million, how about a mortgage of 25 million?” Jiang Pengfei asked tentatively. He had asked others, but the maximum they would lend him was 20 million!
“Uncle Jiang, then I will just lend you 30 million!”
“Really, Xiao Chen, you won’t lie to me, right?” Jiang Pengfei never thought that Chen Fang would actually lend him 30 million directly. This was totally unexpected.
Chen Fang nodded calmly. Jiang Pengfei couldn’t pay back the money anyway, so why not just go and take over the house? Then we’ll see if Jiang Nansun will still be so arrogant, and see if the friendship between besties can stand the test!
The two agreed to go through the mortgage procedures the next day. Chen Fang was not a fool, so how could he lend him money directly without any formalities?
After Jiang’s father left, Luo Jiaming asked doubtfully, “Cousin, how can there be such a crazy person in this world? He has gone crazy speculating in stocks. What if you lend him money and he can’t pay it back?”
This is 30 million. Luo Jiaming has never seen so much money in his life, and he lent it out easily.
“Little brother, the western-style building they own is worth the price. Don’t worry, you won’t lose money! We can just go and take over the house when the time comes. That’s where Zhu Suosuo lives now!”
Hearing his cousin say this, Luo Jiaming instantly understood that Jiang Pengfei would definitely lose money in stock trading. Where would Zhu Suosuo live at that time?
I feel very happy when I think of this.
“Cousin, do you want to go relax?” Luo Jiaming said with a sly smile, and he regretted it the moment he said it. He subconsciously thought that his cousin was a bachelor like him!
I completely forgot that my cousin now has two girlfriends!
“Little brother, the world outside is great, but you have to take care of your health!” Chen Fang patted his shoulder and said earnestly. Now Luo Jiaming is completely letting himself go!
Chapter 232 Dai Yin Wants Divorce
Luo Jiaming felt a little embarrassed when Chen Fang teased him.
I thought to myself, you are a full man who doesn’t know the hunger of a hungry man. I feel so sad, little brother!
Jiang Pengfei called early the next morning and urged Chen Fang to go to the Housing Authority to go through the mortgage procedures. It was obvious that Jiang Pengfei was crazy and only wanted to make back his investment, and didn’t care about the losses at all.
The mortgage procedures were completed quickly, and Chen Fang transferred the money to Jiang Pengfei. The latter thanked him repeatedly and said that he would thank Chen Fang after he got his money back.
There’s no way you can make back your investment. You’re just a nobody, why do you have to pretend to be a stock god? Chen Fang thought to himself. When Jiang Pengfei loses all his money, he will go to the Jiang family to take over the house and see if Jiang Nansun is still so arrogant!
The mortgage terms stated that the house would be returned within a certain period of time after the money was repaid. In Chen Fang’s opinion, these were just bullshit. There was no way Jiang Pengfei could pay the money back.
The fact was just as Chen Fang thought. After Jiang Pengfei got the money, he paid some interest and ignored his previous debts.
Originally, the 30 million was enough to pay off the previous debts, but Jiang Pengfei refused to admit defeat and only wanted to get his money back! He had to fight one last time!
Jiang Pengfei invested all his money in the stock market and added leverage, because he got a so-called insider information that a favorable stock market policy would be released next week.
He only needs to wait for a week for the stocks he holds to rise, and with the leverage, his funds can be doubled very quickly! When the time comes, once he sells the stocks he holds, he will become a billionaire.
A week passed in a flash. Jiang Pengfei’s internal information was accurate and the new policy arrived as expected, but there were some deviations regarding strengthening financial supervision.
The announcement stated that strengthening financial leverage supervision means deleveraging. Why is the stock god so crazy this year? It’s because of the leverage involved. Many people borrow money to invest in stocks. Once the leverage is removed, more than half of the funds in the stock market will immediately drop.
Jiang Pengfei was dumbfounded. How could he continue this? He was completely trapped. There were two limit downs. Because of the double leverage, Jiang Pengfei could only withstand five limit downs at most before his position would be liquidated.
He was so anxious that he broke out in a cold sweat! He was so absent-minded when eating that Jiang Nansun was very worried!
“Dad, what’s wrong with you? Why are you sweating all the time?” Jiang Nansun asked. She didn’t know that her dad was stuck in the stock market and there was no way he could recover!
“Nansun, Dad is fine! He may have caught a cold.” Jiang Pengfei said calmly.
“Then I’ll accompany you to the hospital later!”
“No, no, how are you and Xiao Wang doing recently?” Nothing else, now Jiang Nansun and Wang Yongzheng are in love again, maybe they have been hooking up together for a long time, who knows!
“Pretty good,” Jiang Nansun was quite satisfied with Wang Yongzheng. At least that’s the case for now!
“That’s good! I’m full, you guys take your time!” Jiang Pengfei immediately went to check the stock trend. He really hoped that it would rise immediately. Now all the stocks are at the limit down. He can’t sell them even if he wants to! He originally thought that he was buying at the bottom, but it turned out that there was still a negative level. How could Jiang Pengfei accept this!
After seeing Jiang Pengfei leave, Dai Yin said, “Nan Sun, can’t you see? Your dad is stuck in the stock market again!”
Jiang Nansun nodded. She had always known that her father was speculating in stocks, but she couldn’t stop him!
…..
On the other side, Zhu Suosuo was hospitalized.
While receiving an IV drip in the hospital, she heard the old men and women next to her talking about the stock market. She didn’t understand what was going on, but Jiang Nansun’s father traded stocks, so she cared about these things, even better than to her own father!
“Look, why don’t you do something else? Why do you have to speculate in stocks? Those who got rich by buying warrants in 93, how many of them are still in the big room now?”
An old man next to Zhu Suosuo sighed.
“Uncle, if you need to buy a house, you can come to me. Houses in Shanghai will maintain their value. You can take a look! I’m from Jingyan Group…” Zhu Suosuo looked at this old man and felt that he was wealthy.
Zhu Suosuo was promoting her house in the hospital, and the old men and women felt that she was quite professional! But they seemed to like stocks more. There are very few people in Shanghai who don’t trade stocks. Let’s put it this way!
“Nowadays, people are going crazy when investing in stocks!”
“As for stocks, you may be a millionaire today, but a pauper tomorrow!”
“Yes, yes, that’s why houses still maintain their value!” Zhu Suosuo said. This is a good opportunity to sell her house. People in Shanghai are very rich, so buying a house is a piece of cake for them!
In the evening, the family was watching TV, and Zhu Suosuo came back of course.
The TV was broadcasting financial news, which was mostly all green. Jiang Pengfei’s hands were shaking. This was bad, he was completely trapped. If the stock price dropped to the limit again, the brokerage firm would ask him to add margin.
Zhu Suosuo remembered that when they were in the hospital today, everyone was talking about stocks, and most of the news was negative! So she asked, “Uncle Jiang, have you sold your stocks? The stock market is in a downturn now! I heard everyone in the hospital say that most of them lost money! Uncle Jiang, you should prepare early!”
“Oh, Suosuo! I always make a small profit from stock trading, and I basically never lose money! Don’t worry, it’s okay! I made a small profit, and I’ll treat everyone to a midnight snack outside later to celebrate together.”
Jiang Pengfei began to comfort himself, saying that if the stock price fell again, he would be in big trouble. He also treated everyone to a midnight snack to show that he made money from stock trading and did not lose money.
After eating supper, Jiang Pengfei called a taxi to send Jiang’s mother Jiang Nansun and Zhu Suosuo home, saying that everyone was drunk and it was inconvenient for them to drive, and said that he had called a designated driver to help drive.
Jiang Pengfei’s plan was to sell the car and prepare to pay the deposit. Didn’t he think about how this little money could be enough?
Now he is obsessed with gambling and will try every possible means to get money.
If nothing unexpected happens, the crisis of the Jiang family will break out soon and no one can save it.
That was the day Jiang Pengfei disappeared and never came home again! The Jiang family was very worried and didn’t know what had happened. In the TV series, it was at this time that Jiang Pengfei jumped off the building and died.
When Jiang Nansun saw her mother and grandmother sitting silently in the living room, she knew something had happened.
“What’s wrong, where is my dad?”
“Not back!”
“You left after dinner yesterday, and you haven’t come back yet?”
“Yes, he didn’t come back! And it’s not like what he said, asking his friend to drive the car back. Don’t call, no one answered! I guess he is deliberately ignoring the phone!” Dai Yin said calmly. She felt that something had happened to Jiang Pengfei.
“If you lost money on stocks, then you lost it. Why don’t you go home!” said the old lady of the Jiang family. This old lady was also a pitiful person. She did not educate Jiang Pengfei well and made him worry every day!
“I guess the money he paid out was much more than we thought! I called many people but couldn’t find any answers. Your dad even borrowed money from them!” Dai Yin said calmly, as if he were a stranger. No one knew what he was thinking~!
The meaning is self-evident, that is, Jiang Pengfei ran away to avoid debt, or simply ran away!
“Nansun, call the police quickly! I hope nothing happens to your father!” said the old lady.
“The police won’t handle a case like this, right?” Jiang Nansun said. How could they care about a case like this? It wasn’t like the person was kidnapped; he just walked away on his own!
Jiang Nansun had no choice but to go out and look for him. At this time, Wang Yongzheng came to her house. They had made an appointment to go out and play today. In this situation, there was no point in Jiang Nansun going!
After entering the room and sitting in the living room, Wang Yongzheng quickly felt something was wrong because no one was talking to him here and Jiang Pengfei was not there either. It seemed that something had happened.
After hearing what Jiang Nansun said, Wang Yongzheng was also scared. This Jiang Pengfei is really a gambler. This is not an investment at all, it’s just gambling.
“So what’s the worst plan?” Wang Yongzheng asked blankly.
“He probably owes a lot of money. We should pay it back for him!”
Wang Yongzheng frowned when he heard this. You are you, why are you involving me? He thought to himself.
He is not a bootlicker like Xie Hongzu. As a second-generation rich man, Wang Yongzheng is a very rational person and it is impossible for him to fall into the vortex of the Jiang family.
But he still hasn’t succeeded, so he’s unwilling to let it go! It’s impossible to pay back the money, not in this lifetime!
“Let’s persuade uncle to come back and settle the accounts!” Now Wang Yongzheng just wanted to know how much money Jiang Pengfei owed and see if Jiang Nansun was worth the price.
Hearing Wang Yongzheng’s concern, Jiang Nansun felt warmed in her heart.
“Okay, I’ll go out and look for him later!” Jiang Nansun is still very worried about her father, because she didn’t know that he owed so much money!
If I knew, I don’t know what I would think!
After staying at Jiang’s house for a while, the two went out to look for Jiang Pengfei. The most anxious person now was the old lady, she really cared about her son!