Chapter 938: Our emperor is still the one who knows how to make trouble!

In Zhu Yijun’s design, farms such as Baiyun Lake are very similar to state-owned farms in form, but in terms of specific management methods, they are more like Japan’s agricultural associations.

Japan’s farmers’ associations are very famous.

When Zhu Yijun was a senior civil servant, he attended several agricultural innovation conferences and listened to detailed explanations from relevant experts. He also compared the conference with the agricultural mutual aid societies in the country at that time.

Japan’s agricultural cooperatives are commercial legal entities, and members join voluntarily. After decades of development, most Japanese farmers have joined agricultural cooperatives, which are economically strong and powerful.

In addition to providing guidance and advice to members on agricultural management, production technology, and daily life, agricultural cooperatives also jointly purchase production and daily necessities, jointly sell agricultural products, and jointly set up and use agricultural production and daily facilities.

In addition, we also carry out various additional businesses and activities such as absorbing savings and financing, credit business, and insurance business.

The Daming Agricultural Reclamation Bureau and the farm have only reached the first two steps so far.

Provide guidance and advice to each production team and farmer, jointly purchase production and living materials, then jointly sell agricultural products, and build and maintain public agricultural production and living facilities.

The farm has a school, a clinic, a transport team, a collective pig farm and a chicken farm. The director and deputy director are said to be officials, but in fact they are more like business managers.

In other words, most of the officials in the Shaofujian were more like corporate managers.

They all need to bear the “economic performance assessment”, and how to reduce costs and how to increase profits are their most important political achievements.

According to some people, for officials in the Shaofu Supervisory Committee, making money is the first priority!
So why did it cause an uproar when Pan Yinglong, as the Minister of Personnel, organized exchanges between the six ministries and the Shaofujian officials? Why did this group of Shaofujian economic officials entering the cabinet and the ministries cause an uproar?

In the eyes of orthodox officials, these miscellaneous officials in the Shaofujian were simply a mudslide in the officialdom.

All I think about is making money and all I see is efficiency.

When Zhu Yijun first established the Agricultural Reclamation Bureau system, he referred to the Japanese Agricultural Cooperatives.

Japan’s agricultural cooperatives implement a three-level management system. Grassroots agricultural cooperatives are established according to the administrative regions of cities, towns and villages. They have the closest ties with farmers and are the frontline of agricultural cooperative services.

The county cooperative plays a key role in connecting the upper and lower levels and integrating regional resources.

The Central News Agency controls the overall situation of the country and formulates the strategic direction.

Taking agricultural product sales as an example, grassroots agricultural cooperatives collect farmers’ agricultural products, county cooperatives organize and coordinate transportation and preliminary processing within the region, and the central cooperative connects with national and even international markets to ensure efficient circulation of agricultural products.

In the financial field, the Agricultural and Forestry Central Bank, as a national consortium, provides solid financial support and financial services to the agricultural cooperative system.

Baiyun Lake Farm is a grass-roots farmers’ association, and the twelve production teams under it are just an organizational form for ease of management.

They do not have the right to operate independently and cannot be considered true grassroots organizations.

The Shandong Agricultural Reclamation Bureau is a county cooperative that coordinates agricultural reclamation economic cooperation in the Shandong region.

The North China Agricultural Reclamation Group, which was directly under the Shaofujian, was the Central Cooperative Bank. It worked closely with the Shaofujian Finance Bureau, used Wells Fargo Bank as the central treasury of agriculture and forestry, and conducted financial settlements between the agricultural reclamation bureaus, farms, and with external parties.

These inside stories, hidden deep inside and covered up by the appearances of the Agricultural Reclamation Bureau and farms, were roughly known to Yang Jinshui, who was well-informed, and other Shaofu officials who started out from the Coordination Office and the Donation Bureau, such as Pan Yinglong, Hu Ruguang, and Liu Yupu.

Wang Zongzai, Chen Dake, and even Xu Zhenming and Wang Yi’e were all completely in the dark.

However, as Xu Zhenming was the Grand Councillor and the Left Prime Minister of the Cabinet, he had seen enough inside information and could guess a thing or two, so he spoke up and said that he was helping Wang Zongzai and Chen Dake out of trouble, but in fact he was asking Zhu Yijun for advice on behalf of the Cabinet.

Zhu Yijun thought for a while and said, “You can just follow my example.

First of all, you can set up an Agricultural Cooperative Bureau in the Chief Secretary’s Office. It does not need to be a government-run organization, but can be formed in the form of a commercial corporate body.

Of course, the officials there are selected and evaluated by the Li Cao, but the evaluation method is based on that of the Shaofu Jian, with economic benefits as the main responsibility.

The Agricultural Cooperative Bureau is similar to the Agricultural Reclamation Bureau, and then agricultural mutual aid societies are formed under it based on the terrain and rivers.

Five to ten agricultural mutual aid societies can be formed, and each agricultural mutual aid society can be further divided into several mutual aid groups or mutual aid teams.

These teams are only grassroots organizations and do not have independent legal person status. The grassroots organizations that truly have the status of commercial legal entities are the agricultural mutual aid societies.

The Cooperation Bureau adopts a decentralized acquisition and centralized sales model, implements unified standards, and creates a well-known brand. “

Wang Zongzai and Chen Dake’s eyes lit up and they became more and more interested as they listened.

These are the true techniques of creation that are not easily passed on!
Zhu Yijun stopped, picked up the teacup and drank slowly.

The two were so anxious that it felt like there were eighteen monkey claws scratching up and down in their hearts, but they dared not urge them out loud. They could only suppress their anxiety and wait patiently.

Zhu Yijun took several sips to completely moisten his dry throat, then put down the teacup and continued speaking.

“For example, in the eastern Denglai region, apples are very famous.

The Shandong Agricultural Cooperative Bureau formulated unified standards for different varieties and asked all mutual aid societies in Denglai to follow the standards, divide them into different levels, and then sell them out under different brands according to the varieties.

The Shandong Agricultural Cooperative Bureau coordinates railway cars and sea vessels to sell these apples all over the country.

By analogy, the Shandong Agricultural Cooperative Bureau can copy the lessons learned from Baiyun Lake and other farms and develop its own brands of rapeseed oil, sugar and tobacco.

Another example is fruit. Apples and pears that fail to meet uniform standards cannot be wasted, so the Agricultural Cooperative Bureau collects them and sends them to factories to be made into fruit wine or canned fruit.

Canned fruit is very popular with sailors on the sea and herdsmen on the grasslands. The Ming Dynasty had tens of thousands of seagoing ships and the grasslands were vast, so the demand was huge. “

Wang Zongzai and Chen Dake listened and took notes desperately. When they got excited, they couldn’t help scratching their temples.

Everyone in the court says that Yang Jinshui is a fake God of Wealth, and the emperor is the real God of Wealth. His reputation is truly well-deserved!
“Cabinet,” Xu Zhenming, who was busy taking notes, was startled. He raised his head and looked at Zhu Yijun with sharp eyes.

Your Majesty, what should our cabinet do?
Please tell me the secret quickly!

“The Cabinet can establish agricultural cooperative bureau group companies in the North, Northwest, Northeast, Central South, and Southeast to unify the management of agricultural cooperative bureaus in various provinces.”

Of course the Ming Dynasty had to be divided, and it could not directly establish a central cooperative.

How big is the territory of Ming Dynasty now? How big is the territory of Japan?
Now they have been pieced together with all their might and barely divided into two provincial governments and incorporated into the territory of the Ming Dynasty. How can they be compared!

“Establish these agricultural cooperative bureau groups, and then establish a communication and cooperation mechanism, such as an agricultural cooperative group. Then set up a bank as a financial settlement unit between the groups, agricultural cooperative bureaus, mutual aid societies, and external parties.

With a bank, you can also engage in savings, credit and insurance business.

As the mutual aid cooperative developed, the member farmers had money in their hands and deposited it in the bank.

In order for the mutual aid society to develop further, it needs to build an agricultural product processing plant. In addition to the members pooling money, the bank can also provide loans to alleviate the financial pressure.

As for insurance business, an agricultural insurance company can be established.

Agriculture, whether it is planting, animal husbandry, forestry, or fishery, depends largely on the weather.

A heavy rain, a drought, or a plague can result in a complete loss of harvest and heavy losses.

In order to reduce risks, mutual aid societies can take out a portion of their money in profitable years and give it to agricultural insurance companies to buy insurance.

When natural disasters strike, the farmers will not lose everything and can make up for some of their losses.”

Xu Zhenming, Wang Zongzai and Chen Dake looked at each other and said, this is fine!

The insurance industry first emerged with the development of the Ming Dynasty’s shipping industry, and it has a full range of insurance types, including comprehensive insurance, water damage insurance, all-risk insurance, freight insurance, ship insurance, marine casualty insurance and shipowner’s liability insurance.

Later, factories, shops, and transportation companies also joined in, and property insurance, fire insurance, land freight insurance, land transportation insurance, vehicle insurance, and inland waterway vessel insurance appeared.
Not only did it reduce the risks of industry, commerce and transportation, greatly promoting their prosperity, but it also unexpectedly made their operations more standardized.

Insurance companies certainly hope to charge more and pay less claims.

In order to reduce losses and increase profits, insurance societies have taken the lead in organizing benchmark companies from all walks of life to write industry standards, including safety production and safe transportation standards.

Then we will send professionals to inspect customers from time to time and ask them to strictly follow the standards. If they fail to meet the standards, the premium will be increased, and in serious cases, they will be refused insurance.

After more than ten years of operation, Daming Industrial and Commercial Transportation Enterprise has clearly realized the need to purchase insurance to reduce risks.

If you don’t do this, the grass on your grave will be three feet high.

Being refused insurance coverage is definitely not an option.

Raising the premiums will greatly increase costs, which is definitely not acceptable.

Then just follow the industry standards honestly.

Xu Zhenming, Wang Zongzai and Chen Dake had already known about these situations during their many training sessions with senior officials.

Now that I know that insurance can be introduced in agricultural production, I can’t help but feel surprised and happy, and I sigh in my heart, our emperor is really good at doing things!
(End of this chapter)